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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,906 | $95,404+166.1% | $113,397+123.9% | $82,637+207.3% |
| Participation rate | 85.2% | 72.8%+12.4pp | 76.5%+8.7pp | 68.1%+17.1pp |
| Annual return | 14.16% | 19.08%-4.9pp | 23.20%-9.0pp | 53.51%-39.3pp |
| Employer contribution / active EE | $7,910 | $2,307+242.9% | $2,977+165.7% | $2,552+209.9% |
| Participant deferral / active EE | $5,834 | $4,220+38.2% | $5,076+14.9% | $4,126+41.4% |
| Admin fee / account holder | $4,780 | $9,168-47.9% | $11,957-60.0% | $7,339-34.9% |