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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,206 | $101,763+46.6% | $164,866-9.5% | $80,874+84.5% |
| Participation rate | 93.5% | 71.8%+21.7pp | 78.6%+14.9pp | 67.6%+25.9pp |
| Annual return | 15.18% | 16.73%-1.5pp | 69.97%-54.8pp | 35.62%-20.4pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $10,256 | $4,477+129.1% | $6,033+70.0% | $4,297+138.7% |
| Admin fee / account holder | $23,305 | $8,228+183.2% | $12,689+83.7% | $6,935+236.0% |