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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,360 | $102,385+106.4% | $147,080+43.7% | $80,935+161.1% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.1pp |
| Annual return | 9.24% | 135.09%-125.9pp | 420.17%-410.9pp | 35.66%-26.4pp |
| Employer contribution / active EE | $6,136 | $3,717+65.1% | $4,933+24.4% | $2,757+122.6% |
| Participant deferral / active EE | $8,573 | $6,651+28.9% | $8,066+6.3% | $4,299+99.4% |
| Admin fee / account holder | $20,552 | $7,951+158.5% | $12,989+58.2% | $6,924+196.8% |