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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,910 | $106,749+129.4% | $145,433+68.4% | $82,448+197.0% |
| Participation rate | 92.0% | 75.6%+16.4pp | 82.1%+9.9pp | 68.1%+23.9pp |
| Annual return | 13.95% | 27.59%-13.6pp | 66.58%-52.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $6,431 | $3,444+86.7% | $4,554+41.2% | $2,551+152.1% |
| Participant deferral / active EE | $9,416 | $6,519+44.5% | $7,897+19.2% | $4,139+127.5% |
| Admin fee / account holder | $1,143 | $8,390-86.4% | $13,129-91.3% | $7,234-84.2% |