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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,243 | $101,795-51.6% | $165,100-70.2% | $80,959-39.2% |
| Participation rate | 94.0% | 71.8%+22.2pp | 78.6%+15.4pp | 67.7%+26.3pp |
| Annual return | 8.09% | 16.73%-8.6pp | 70.21%-62.1pp | 35.67%-27.6pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,800 | $4,476-37.4% | $6,035-53.6% | $4,300-34.9% |
| Admin fee / account holder | $9,870 | $8,221+20.1% | $12,696-22.3% | $6,925+42.5% |