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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,831 | $81,276-70.7% | $155,574-84.7% | $80,925-70.6% |
| Participation rate | 98.5% | 66.2%+32.3pp | 78.2%+20.3pp | 67.7%+30.8pp |
| Annual return | 15.97% | 33.36%-17.4pp | 64.87%-48.9pp | 35.65%-19.7pp |
| Employer contribution / active EE | $4,083 | $3,103+31.6% | $4,676-12.7% | $2,756+48.1% |
| Participant deferral / active EE | $2,921 | $3,453-15.4% | $5,629-48.1% | $4,299-32.0% |
| Admin fee / account holder | $2,521 | $7,993-68.5% | $15,914-84.2% | $6,940-63.7% |