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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,437 | $125,184+5.0% | $105,607+24.5% | $145,884-9.9% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 9.80% | 225.00%-215.2pp | 116.11%-106.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,334 | $5,714-59.2% | $5,011-53.4% | $6,690-65.1% |
| Admin fee / account holder | $53,747 | $17,133+213.7% | $10,958+390.5% | $13,392+301.3% |