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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,035 | $102,385-20.9% | $147,080-44.9% | $80,935+0.1% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 14.58% | 135.09%-120.5pp | 420.17%-405.6pp | 35.66%-21.1pp |
| Employer contribution / active EE | $4,576 | $3,717+23.1% | $4,933-7.2% | $2,757+66.0% |
| Participant deferral / active EE | $2,499 | $6,651-62.4% | $8,066-69.0% | $4,299-41.9% |
| Admin fee / account holder | $9,157 | $7,951+15.2% | $12,989-29.5% | $6,924+32.2% |