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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,035 | $102,382-20.9% | $147,005-44.9% | $80,874+0.2% |
| Participation rate | 88.9% | 75.8%+13.0pp | 82.2%+6.7pp | 67.6%+21.2pp |
| Annual return | 14.58% | 134.89%-120.3pp | 418.76%-404.2pp | 35.62%-21.0pp |
| Employer contribution / active EE | $4,576 | $3,715+23.2% | $4,934-7.3% | $2,756+66.0% |
| Participant deferral / active EE | $2,499 | $6,646-62.4% | $8,070-69.0% | $4,297-41.8% |
| Admin fee / account holder | $9,157 | $7,942+15.3% | $13,006-29.6% | $6,935+32.0% |