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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,178 | $160,028+298.2% | $147,080+333.2% | $145,884+336.8% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 16.89% | 98.60%-81.7pp | 420.17%-403.3pp | 551.85%-535.0pp |
| Employer contribution / active EE | $5,380 | $5,286+1.8% | $4,933+9.1% | $4,662+15.4% |
| Participant deferral / active EE | $27,117 | $8,422+222.0% | $8,066+236.2% | $6,690+305.4% |
| Admin fee / account holder | $55,501 | $15,030+269.3% | $12,989+327.3% | $13,392+314.4% |