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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,671 | $172,111+99.7% | $150,298+128.7% | $137,256+150.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 2.20% | 69.37%-67.2pp | 62.79%-60.6pp | 220.34%-218.1pp |
| Employer contribution / active EE | $941 | $4,636-79.7% | $4,154-77.3% | $4,156-77.4% |
| Participant deferral / active EE | $5,950 | $6,166-3.5% | $5,453+9.1% | $6,407-7.1% |
| Admin fee / account holder | $5,257,522 | $16,471+31820.0% | $14,116+37145.7% | $12,270+42748.0% |