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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,521 | $100,262-34.7% | $81,370-19.5% | $145,897-55.1% |
| Participation rate | 84.6% | 74.3%+10.3pp | 69.5%+15.1pp | 80.3%+4.3pp |
| Annual return | 8.02% | 34.52%-26.5pp | 24.85%-16.8pp | 552.29%-544.3pp |
| Employer contribution / active EE | $1,560 | $2,979-47.6% | $2,464-36.7% | $4,663-66.5% |
| Participant deferral / active EE | $5,901 | $4,612+28.0% | $3,885+51.9% | $6,689-11.8% |
| Admin fee / account holder | $1,108 | $8,163-86.4% | $5,749-80.7% | $13,390-91.7% |