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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,042 | $180,749-75.6% | $160,784-72.6% | $137,256-67.9% |
| Participation rate | 81.3% | 80.0%+1.3pp | 77.0%+4.3pp | 80.0%+1.3pp |
| Annual return | 20.45% | 2234.46%-2214.0pp | 1803.92%-1783.5pp | 220.34%-199.9pp |
| Employer contribution / active EE | $3,702 | $4,155-10.9% | $3,733-0.8% | $4,156-10.9% |
| Participant deferral / active EE | $6,880 | $6,844+0.5% | $6,293+9.3% | $6,407+7.4% |
| Admin fee / account holder | $1,847 | $10,397-82.2% | $9,717-81.0% | $12,270-84.9% |