Retirement plan

THE RMGY, INC. EMPLOYEE 401(K) PLAN

Name: RMGY, INC. - THE RMGY, INC. EMPLOYEE 401(K) PLAN (2025) Form 5500
Creator: RMGY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE RMGY, INC. EMPLOYEE 401(K) PLAN, RMGY, INC.

RMGY, INC.dba IMPACT PRINTINGEIN 94-2968526Plan #001PY 2025

23278 BERNHARDT STREET - HAYWARD, CA 945451621510-783-7977

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$2.6M

+6.5% from 2024

Total participants

+13.0% from 2024

Average account balance

$199,218

+6.5% from 2024

Annual return

0.96%

-15.55 pp from 2024

Benchmarks

See 1,901 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort1,901 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$199K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

61.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$134K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+0.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$72

$3 / participant

Other / not subdivided$72100.0%

% of EOY assets

0.003%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$199,218

$177,595+12.2%

$148,496+34.2%

$198,609+0.3%

Participation rate

38.1%

79.3%-41.2pp

76.0%-37.9pp

82.4%-44.3pp

Annual return

0.96%

9.97%-9.0pp

12.33%-11.4pp

202.70%-201.7pp

Employer contribution / active EE

$1,130

$4,098-72.4%

$3,497-67.7%

$5,055-77.6%

Participant deferral / active EE

$5,265

$5,539-4.9%

$4,808+9.5%

$6,977-24.5%

Admin fee / account holder

$27,010-100.0%

$19,547-100.0%

$19,030-100.0%

THE RMGY, INC. EMPLOYEE 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE RMGY, INC. EMPLOYEE 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion