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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,344 | $185,312-58.3% | $161,489-52.1% | $154,746-50.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 8.70% | 103.84%-95.1pp | 89.72%-81.0pp | 172.34%-163.6pp |
| Employer contribution / active EE | $16,165 | $4,769+238.9% | $4,268+278.7% | $4,379+269.1% |
| Participant deferral / active EE | $22,475 | $6,350+254.0% | $5,630+299.2% | $6,730+233.9% |
| Admin fee / account holder | $38,195 | $18,654+104.8% | $16,006+138.6% | $14,365+165.9% |