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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,159 | $183,516-67.2% | $155,534-61.3% | $145,884-58.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.21% | 61.43%-56.2pp | 64.92%-59.7pp | 551.85%-546.6pp |
| Employer contribution / active EE | $13,170 | $5,315+147.8% | $4,675+181.7% | $4,662+182.5% |
| Participant deferral / active EE | $21,350 | $6,467+230.2% | $5,630+279.2% | $6,690+219.2% |
| Admin fee / account holder | $117,528 | $19,293+509.2% | $15,900+639.2% | $13,392+777.6% |