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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,195 | $160,070-71.1% | $147,117-68.6% | $145,897-68.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.16% | 98.69%-90.5pp | 420.54%-412.4pp | 552.29%-544.1pp |
| Employer contribution / active EE | $21,351 | $5,285+304.0% | $4,932+332.9% | $4,663+357.9% |
| Participant deferral / active EE | $2,700 | $8,419-67.9% | $8,065-66.5% | $6,689-59.6% |
| Admin fee / account holder | $10,532 | $15,035-30.0% | $12,993-18.9% | $13,390-21.3% |