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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,275 | $76,785+82.7% | $56,441+148.5% | $145,959-3.9% |
| Participation rate | 87.5% | 63.2%+24.3pp | 52.5%+35.0pp | 80.3%+7.2pp |
| Annual return | 9.35% | 3000.51%-2991.2pp | 1704.21%-1694.9pp | 561.95%-552.6pp |
| Employer contribution / active EE | $1,309 | $1,381-5.2% | $1,039+26.0% | $4,661-71.9% |
| Participant deferral / active EE | $6,500 | $2,624+147.8% | $1,953+232.9% | $6,689-2.8% |
| Admin fee / account holder | $1,421 | $3,334-57.4% | $2,829-49.8% | $13,398-89.4% |