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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $13,794 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,895 | $106,264+232.1% | $147,117+139.9% | $77,762+353.8% |
| Participation rate | 89.3% | 78.4%+10.8pp | 82.2%+7.1pp | 70.6%+18.7pp |
| Annual return | 20.00% | 56.94%-36.9pp | 420.54%-400.5pp | 31.27%-11.3pp |
| Employer contribution / active EE | $6,664 | $4,074+63.6% | $4,932+35.1% | $2,728+144.3% |
| Participant deferral / active EE | $19,344 | $8,003+141.7% | $8,065+139.9% | $4,651+315.9% |
| Admin fee / account holder | $14 | $334-95.8% | $12,993-99.9% | $433-96.7% |