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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,993 | $160,028+128.7% | $147,080+148.8% | $145,884+150.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.35% | 98.60%-79.2pp | 420.17%-400.8pp | 551.85%-532.5pp |
| Employer contribution / active EE | $8,333 | $5,286+57.7% | $4,933+68.9% | $4,662+78.7% |
| Participant deferral / active EE | $7,407 | $8,422-12.0% | $8,066-8.2% | $6,690+10.7% |
| Admin fee / account holder | $11,831 | $15,030-21.3% | $12,989-8.9% | $13,392-11.7% |