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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,453 | $178,174+130.4% | $156,181+162.8% | $137,256+199.0% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 8.34% | 84.19%-75.8pp | 64.87%-56.5pp | 220.34%-212.0pp |
| Employer contribution / active EE | $1,382 | $4,972-72.2% | $4,294-67.8% | $4,156-66.7% |
| Participant deferral / active EE | $33,293 | $6,888+383.4% | $6,132+442.9% | $6,407+419.7% |
| Admin fee / account holder | $561,139 | $17,404+3124.2% | $14,586+3747.1% | $12,270+4473.2% |