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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,453 | $184,014+123.1% | $161,149+154.7% | $138,895+195.5% |
| Participation rate | 83.3% | 82.1%+1.3pp | 78.8%+4.5pp | 79.9%+3.4pp |
| Annual return | 8.34% | 21.52%-13.2pp | 21.16%-12.8pp | 145.39%-137.1pp |
| Employer contribution / active EE | $1,382 | $5,055-72.7% | $4,360-68.3% | $4,194-67.1% |
| Participant deferral / active EE | $33,293 | $6,909+381.9% | $6,153+441.1% | $6,396+420.5% |
| Admin fee / account holder | $561,139 | $18,027+3012.8% | $15,194+3593.1% | $12,562+4366.9% |