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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,671 | $100,139-87.3% | $85,187-85.1% | $145,884-91.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | -6.08% | 84.15%-90.2pp | 66.67%-72.7pp | 551.85%-557.9pp |
| Employer contribution / active EE | $1,202 | $3,238-62.9% | $2,732-56.0% | $4,662-74.2% |
| Participant deferral / active EE | $6,475 | $5,296+22.3% | $4,525+43.1% | $6,690-3.2% |
| Admin fee / account holder | $1,518 | $7,262-79.1% | $6,162-75.4% | $13,392-88.7% |