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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,177 | $97,550+226.2% | $120,344+164.4% | $87,485+263.7% |
| Participation rate | 91.4% | 72.8%+18.6pp | 76.7%+14.7pp | 68.9%+22.4pp |
| Annual return | 13.13% | 18.41%-5.3pp | 20.30%-7.2pp | 26.06%-12.9pp |
| Employer contribution / active EE | $10,345 | $2,291+351.6% | $3,020+242.5% | $2,596+298.5% |
| Participant deferral / active EE | $10,215 | $4,230+141.5% | $5,135+98.9% | $4,274+139.0% |
| Admin fee / account holder | $17,686 | $9,543+85.3% | $12,742+38.8% | $7,775+127.5% |