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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,963 | $86,949+213.9% | $102,460+166.4% | $80,959+237.2% |
| Participation rate | 89.3% | 72.4%+16.9pp | 76.5%+12.8pp | 67.7%+21.6pp |
| Annual return | 17.73% | 18.89%-1.2pp | 29.47%-11.7pp | 35.67%-17.9pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,025-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,976 | $4,121+142.1% | $5,056+97.3% | $4,300+132.0% |
| Admin fee / account holder | $13,589 | $8,048+68.9% | $9,460+43.6% | $6,925+96.2% |