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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,177 | $95,453+233.3% | $112,040+184.0% | $82,448+285.9% |
| Participation rate | 91.4% | 72.8%+18.6pp | 76.5%+14.9pp | 68.1%+23.3pp |
| Annual return | 13.13% | 23.92%-10.8pp | 24.52%-11.4pp | 41.64%-28.5pp |
| Employer contribution / active EE | $10,345 | $2,318+346.3% | $2,954+250.2% | $2,551+305.5% |
| Participant deferral / active EE | $10,215 | $4,224+141.9% | $5,098+100.4% | $4,139+146.8% |
| Admin fee / account holder | $17,686 | $9,013+96.2% | $12,098+46.2% | $7,234+144.5% |