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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,375 | $209,336-64.9% | $197,124-62.8% | $137,256-46.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 5.05% | 48.09%-43.0pp | 44.34%-39.3pp | 220.34%-215.3pp |
| Employer contribution / active EE | $2,377 | $6,591-63.9% | $6,227-61.8% | $4,156-42.8% |
| Participant deferral / active EE | $8,871 | $9,614-7.7% | $9,135-2.9% | $6,407+38.5% |
| Admin fee / account holder | $4,617 | $17,308-73.3% | $16,298-71.7% | $12,270-62.4% |