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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,167 | $184,014-14.0% | $161,149-1.9% | $138,895+13.9% |
| Participation rate | 75.0% | 82.1%-7.1pp | 78.8%-3.8pp | 79.9%-4.9pp |
| Annual return | 18.09% | 21.52%-3.4pp | 21.16%-3.1pp | 145.39%-127.3pp |
| Employer contribution / active EE | $10,320 | $5,055+104.1% | $4,360+136.7% | $4,194+146.0% |
| Participant deferral / active EE | $6,311 | $6,909-8.7% | $6,153+2.6% | $6,396-1.3% |
| Admin fee / account holder | $742 | $18,027-95.9% | $15,194-95.1% | $12,562-94.1% |