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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,167 | $213,785-26.0% | $185,441-14.7% | $155,188+1.9% |
| Participation rate | 75.0% | 83.2%-8.2pp | 80.3%-5.3pp | 80.8%-5.8pp |
| Annual return | 18.09% | 19.97%-1.9pp | 20.16%-2.1pp | 148.84%-130.7pp |
| Employer contribution / active EE | $10,320 | $5,393+91.4% | $4,672+120.9% | $4,248+142.9% |
| Participant deferral / active EE | $6,311 | $6,864-8.1% | $6,152+2.6% | $6,531-3.4% |
| Admin fee / account holder | $742 | $21,134-96.5% | $17,890-95.9% | $14,480-94.9% |