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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,470 | $177,595+104.1% | $148,496+144.1% | $198,609+82.5% |
| Participation rate | 83.3% | 79.3%+4.1pp | 76.0%+7.3pp | 82.4%+1.0pp |
| Annual return | 13.30% | 9.97%+3.3pp | 12.33%+1.0pp | 202.70%-189.4pp |
| Employer contribution / active EE | $1,946 | $4,098-52.5% | $3,497-44.4% | $5,055-61.5% |
| Participant deferral / active EE | $6,830 | $5,539+23.3% | $4,808+42.0% | $6,977-2.1% |
| Admin fee / account holder | $7,169 | $27,010-73.5% | $19,547-63.3% | $19,030-62.3% |