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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,470 | $132,634+173.3% | $115,768+213.1% | $137,256+164.1% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.4%+8.9pp | 80.0%+3.4pp |
| Annual return | 13.30% | 160.70%-147.4pp | 100.46%-87.2pp | 220.34%-207.0pp |
| Employer contribution / active EE | $1,946 | $3,360-42.1% | $2,940-33.8% | $4,156-53.2% |
| Participant deferral / active EE | $6,830 | $5,619+21.6% | $4,917+38.9% | $6,407+6.6% |
| Admin fee / account holder | $7,169 | $15,028-52.3% | $12,439-42.4% | $12,270-41.6% |