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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,571 | $145,431-23.3% | $211,142-47.2% | $87,485+27.5% |
| Participation rate | 77.4% | 84.7%-7.3pp | 87.3%-9.9pp | 68.9%+8.5pp |
| Annual return | 9.89% | 27.21%-17.3pp | 46.84%-36.9pp | 26.06%-16.2pp |
| Employer contribution / active EE | $3,435 | $4,662-26.3% | $6,442-46.7% | $2,596+32.3% |
| Participant deferral / active EE | $10,143 | $6,859+47.9% | $9,284+9.3% | $4,274+137.3% |
| Admin fee / account holder | $36,886 | $17,052+116.3% | $19,076+93.4% | $7,775+374.4% |