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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,125 | $114,013-63.9% | $103,693-60.3% | $155,188-73.5% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 80.8%-30.8pp |
| Annual return | 16.35% | 49.31%-33.0pp | 47.61%-31.3pp | 148.84%-132.5pp |
| Employer contribution / active EE | $1,419 | $3,131-54.7% | $2,920-51.4% | $4,248-66.6% |
| Participant deferral / active EE | $5,629 | $4,970+13.3% | $4,579+22.9% | $6,531-13.8% |
| Admin fee / account holder | $51,891 | $8,407+517.2% | $7,858+560.4% | $14,480+258.4% |