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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,125 | $72,071-42.9% | $68,368-39.8% | $137,256-70.0% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 16.35% | 353.14%-336.8pp | 292.57%-276.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,419 | $2,788-49.1% | $2,649-46.4% | $4,156-65.9% |
| Participant deferral / active EE | $5,629 | $4,410+27.6% | $4,123+36.5% | $6,407-12.1% |
| Admin fee / account holder | $51,891 | $5,336+872.6% | $5,150+907.6% | $12,270+322.9% |