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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,125 | $70,366-41.6% | $66,674-38.3% | $138,895-70.4% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 16.35% | 386.41%-370.1pp | 321.24%-304.9pp | 145.39%-129.0pp |
| Employer contribution / active EE | $1,419 | $2,765-48.7% | $2,620-45.9% | $4,194-66.2% |
| Participant deferral / active EE | $5,629 | $4,374+28.7% | $4,084+37.8% | $6,396-12.0% |
| Admin fee / account holder | $51,891 | $5,262+886.1% | $5,098+917.9% | $12,562+313.1% |