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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,294 | $29,667-14.7% | $56,441-55.2% | $80,874-68.7% |
| Participation rate | 37.9% | 41.7%-3.7pp | 52.5%-14.6pp | 67.6%-29.7pp |
| Annual return | 11.47% | 35.22%-23.8pp | 1704.21%-1692.7pp | 35.62%-24.1pp |
| Employer contribution / active EE | $736 | $669+9.9% | $1,039-29.2% | $2,756-73.3% |
| Participant deferral / active EE | $762 | $1,227-37.9% | $1,953-61.0% | $4,297-82.3% |
| Admin fee / account holder | $867 | $2,429-64.3% | $2,829-69.4% | $6,935-87.5% |