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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,018 | $156,616-56.6% | $133,346-49.0% | $198,609-65.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 17.01% | 44.25%-27.2pp | 36.85%-19.8pp | 202.70%-185.7pp |
| Employer contribution / active EE | $4,182 | $3,368+24.2% | $2,853+46.6% | $5,055-17.3% |
| Participant deferral / active EE | $10,462 | $4,920+112.6% | $4,332+141.5% | $6,977+49.9% |
| Admin fee / account holder | $5,799 | $17,468-66.8% | $14,264-59.3% | $19,030-69.5% |