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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,773 | $81,457-3.3% | $103,378-23.8% | $80,911-2.6% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 9.61% | 25.58%-16.0pp | 24.91%-15.3pp | 35.63%-26.0pp |
| Employer contribution / active EE | $5,648 | $3,107+81.8% | $3,870+45.9% | $2,756+105.0% |
| Participant deferral / active EE | $5,776 | $3,871+49.2% | $5,058+14.2% | $4,297+34.4% |
| Admin fee / account holder | $15,816 | $6,717+135.5% | $8,401+88.3% | $6,935+128.1% |