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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,773 | $81,487-3.3% | $102,412-23.1% | $80,935-2.7% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.61% | 25.60%-16.0pp | 24.94%-15.3pp | 35.66%-26.0pp |
| Employer contribution / active EE | $5,648 | $3,103+82.0% | $3,870+46.0% | $2,757+104.9% |
| Participant deferral / active EE | $5,776 | $3,871+49.2% | $5,060+14.1% | $4,299+34.3% |
| Admin fee / account holder | $15,816 | $6,717+135.5% | $8,388+88.6% | $6,924+128.4% |