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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,197 | $73,787-4.9% | $98,716-28.9% | $82,448-14.9% |
| Participation rate | 89.7% | 61.4%+28.3pp | 69.3%+20.4pp | 68.1%+21.6pp |
| Annual return | 12.83% | 18.57%-5.7pp | 31.81%-19.0pp | 41.64%-28.8pp |
| Employer contribution / active EE | $1,304 | $1,511-13.7% | $2,279-42.8% | $2,551-48.9% |
| Participant deferral / active EE | $4,125 | $3,081+33.9% | $4,048+1.9% | $4,139-0.3% |
| Admin fee / account holder | $7,757 | $6,500+19.3% | $8,703-10.9% | $7,234+7.2% |