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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,197 | $76,834-8.6% | $108,359-35.2% | $87,485-19.8% |
| Participation rate | 89.7% | 61.7%+28.0pp | 70.1%+19.6pp | 68.9%+20.8pp |
| Annual return | 12.83% | 19.09%-6.3pp | 36.89%-24.1pp | 26.06%-13.2pp |
| Employer contribution / active EE | $1,304 | $1,556-16.2% | $2,399-45.6% | $2,596-49.8% |
| Participant deferral / active EE | $4,125 | $3,100+33.1% | $4,137-0.3% | $4,274-3.5% |
| Admin fee / account holder | $7,757 | $6,537+18.7% | $9,741-20.4% | $7,775-0.2% |