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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,576 | $71,230-15.0% | $93,727-35.4% | $80,959-25.2% |
| Participation rate | 95.5% | 60.4%+35.1pp | 68.7%+26.7pp | 67.7%+27.8pp |
| Annual return | 8.66% | 11.26%-2.6pp | 133.83%-125.2pp | 35.67%-27.0pp |
| Employer contribution / active EE | $1,731 | $1,565+10.6% | $2,421-28.5% | $2,757-37.2% |
| Participant deferral / active EE | $4,101 | $4,037+1.6% | $4,417-7.1% | $4,300-4.6% |
| Admin fee / account holder | $3,165 | $6,961-54.5% | $8,292-61.8% | $6,925-54.3% |