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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $565,828 | $102,422+452.4% | $147,117+284.6% | $80,959+598.9% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 12.28% | 135.16%-122.9pp | 420.54%-408.3pp | 35.67%-23.4pp |
| Employer contribution / active EE | $21,335 | $3,717+473.9% | $4,932+332.5% | $2,757+673.8% |
| Participant deferral / active EE | $17,349 | $6,652+160.8% | $8,065+115.1% | $4,300+303.4% |
| Admin fee / account holder | $2,202 | $7,953-72.3% | $12,993-83.1% | $6,925-68.2% |