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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,864 | $106,749+499.4% | $145,433+340.0% | $82,448+676.1% |
| Participation rate | 95.2% | 75.6%+19.5pp | 82.1%+13.0pp | 68.1%+27.1pp |
| Annual return | 15.56% | 27.59%-12.0pp | 66.58%-51.0pp | 41.64%-26.1pp |
| Employer contribution / active EE | $22,528 | $3,444+554.1% | $4,554+394.6% | $2,551+783.1% |
| Participant deferral / active EE | $17,138 | $6,519+162.9% | $7,897+117.0% | $4,139+314.0% |
| Admin fee / account holder | $12,222 | $8,390+45.7% | $13,129-6.9% | $7,234+68.9% |