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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,761 | $110,337+295.8% | $102,383+326.6% | $145,877+199.4% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 16.59% | 24.83%-8.2pp | 24.94%-8.3pp | 551.28%-534.7pp |
| Employer contribution / active EE | $7,612 | $4,216+80.6% | $3,870+96.7% | $4,663+63.3% |
| Participant deferral / active EE | $5,708 | $5,621+1.6% | $5,060+12.8% | $6,691-14.7% |
| Admin fee / account holder | $145,577 | $9,750+1393.2% | $8,391+1634.8% | $13,402+986.2% |