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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,761 | $111,814+290.6% | $103,374+322.5% | $145,959+199.2% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 16.59% | 24.77%-8.2pp | 24.89%-8.3pp | 561.95%-545.4pp |
| Employer contribution / active EE | $7,612 | $4,214+80.7% | $3,869+96.7% | $4,661+63.3% |
| Participant deferral / active EE | $5,708 | $5,618+1.6% | $5,058+12.9% | $6,689-14.7% |
| Admin fee / account holder | $145,577 | $9,754+1392.4% | $8,394+1634.3% | $13,398+986.6% |