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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,118 | $110,410-3.0% | $102,437+4.6% | $145,897-26.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 23.73% | 24.85%-1.1pp | 24.95%-1.2pp | 552.29%-528.6pp |
| Employer contribution / active EE | $17,837 | $4,217+323.0% | $3,871+360.8% | $4,663+282.5% |
| Participant deferral / active EE | $18,399 | $5,622+227.3% | $5,060+263.6% | $6,689+175.0% |
| Admin fee / account holder | $2,502 | $9,745-74.3% | $8,388-70.2% | $13,390-81.3% |