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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,649 | $88,754-89.1% | $81,820-88.2% | $145,877-93.4% |
| Participation rate | 68.2% | 75.1%-6.9pp | 72.4%-4.2pp | 80.3%-12.1pp |
| Annual return | 14.48% | 1031.77%-1017.3pp | 777.93%-763.5pp | 551.28%-536.8pp |
| Employer contribution / active EE | $1,164 | $3,085-62.3% | $2,915-60.1% | $4,663-75.0% |
| Participant deferral / active EE | $1,983 | $4,648-57.3% | $4,323-54.1% | $6,691-70.4% |
| Admin fee / account holder | $63 | $8,424-99.3% | $7,391-99.2% | $13,402-99.5% |