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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 15 · EIN 43-1451524 | Recordkeeping | $52,654 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $20,789 |
ADP BROKER-DEALER9 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,042 | $81,262+12.0% | $155,602-41.5% | $80,911+12.5% |
| Participation rate | 85.0% | 66.2%+18.8pp | 78.2%+6.8pp | 67.6%+17.4pp |
| Annual return | 10.34% | 33.34%-23.0pp | 64.81%-54.5pp | 35.63%-25.3pp |
| Employer contribution / active EE | $4,101 | $3,102+32.2% | $4,675-12.3% | $2,756+48.8% |
| Participant deferral / active EE | $10,627 | $3,451+207.9% | $5,629+88.8% | $4,297+147.3% |
| Admin fee / account holder | $622 | $7,992-92.2% | $15,923-96.1% | $6,935-91.0% |