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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,454 | $211,239+79.2% | $178,528+112.0% | $145,877+159.4% |
| Participation rate | 93.8% | 80.8%+13.0pp | 77.1%+16.6pp | 80.3%+13.4pp |
| Annual return | 21.72% | 30.22%-8.5pp | 27.11%-5.4pp | 551.28%-529.6pp |
| Employer contribution / active EE | $2,835 | $4,570-38.0% | $3,950-28.2% | $4,663-39.2% |
| Participant deferral / active EE | $8,172 | $6,963+17.4% | $6,278+30.2% | $6,691+22.1% |
| Admin fee / account holder | $4,556 | $12,095-62.3% | $10,419-56.3% | $13,402-66.0% |