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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,454 | $211,224+79.2% | $178,505+112.0% | $145,897+159.4% |
| Participation rate | 93.8% | 80.8%+12.9pp | 77.1%+16.6pp | 80.3%+13.4pp |
| Annual return | 21.72% | 30.28%-8.6pp | 27.16%-5.4pp | 552.29%-530.6pp |
| Employer contribution / active EE | $2,835 | $4,577-38.0% | $3,955-28.3% | $4,663-39.2% |
| Participant deferral / active EE | $8,172 | $6,966+17.3% | $6,280+30.1% | $6,689+22.2% |
| Admin fee / account holder | $4,556 | $12,109-62.4% | $10,428-56.3% | $13,390-66.0% |