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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,568 | $180,749+132.1% | $160,784+161.0% | $137,256+205.7% |
| Participation rate | 93.8% | 80.0%+13.8pp | 77.0%+16.8pp | 80.0%+13.8pp |
| Annual return | 16.45% | 2234.46%-2218.0pp | 1803.92%-1787.5pp | 220.34%-203.9pp |
| Employer contribution / active EE | $3,056 | $4,155-26.4% | $3,733-18.1% | $4,156-26.5% |
| Participant deferral / active EE | $8,922 | $6,844+30.4% | $6,293+41.8% | $6,407+39.3% |
| Admin fee / account holder | $35,598 | $10,397+242.4% | $9,717+266.3% | $12,270+190.1% |