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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,488 | $117,895+45.5% | $102,460+67.4% | $145,897+17.5% |
| Participation rate | 70.0% | 78.6%-8.6pp | 76.5%-6.5pp | 80.3%-10.3pp |
| Annual return | 16.07% | 31.92%-15.9pp | 29.47%-13.4pp | 552.29%-536.2pp |
| Employer contribution / active EE | $1,280 | $3,619-64.6% | $3,025-57.7% | $4,663-72.6% |
| Participant deferral / active EE | $13,508 | $5,736+135.5% | $5,056+167.2% | $6,689+101.9% |
| Admin fee / account holder | $2,392 | $13,353-82.1% | $9,460-74.7% | $13,390-82.1% |