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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,948 | $124,425+59.9% | $112,040+77.6% | $137,256+44.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.96% | 24.72%-10.8pp | 24.52%-10.6pp | 220.34%-206.4pp |
| Employer contribution / active EE | $2,636 | $3,411-22.7% | $2,954-10.8% | $4,156-36.6% |
| Participant deferral / active EE | $13,678 | $5,718+139.2% | $5,098+168.3% | $6,407+113.5% |
| Admin fee / account holder | $20,385 | $15,207+34.1% | $12,098+68.5% | $12,270+66.1% |