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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,348 | $111,878-47.8% | $93,727-37.7% | $145,897-60.0% |
| Participation rate | 68.8% | 74.2%-5.5pp | 68.7%0pp | 80.3%-11.6pp |
| Annual return | 13.96% | 204.28%-190.3pp | 133.83%-119.9pp | 552.29%-538.3pp |
| Employer contribution / active EE | $1,551 | $3,092-49.9% | $2,421-36.0% | $4,663-66.7% |
| Participant deferral / active EE | $3,911 | $4,920-20.5% | $4,417-11.5% | $6,689-41.5% |
| Admin fee / account holder | $2,480 | $10,256-75.8% | $8,292-70.1% | $13,390-81.5% |