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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,224 | $418,230-88.0% | $386,303-87.0% | $461,066-89.1% |
| Participation rate | 0.0% | 90.6%-90.6pp | 87.7%-87.7pp | 87.7%-87.7pp |
| Annual return | 16.15% | 213.00%-196.8pp | 210.04%-193.9pp | 484.84%-468.7pp |
| Employer contribution / active EE | $0 | $11,708-100.0% | $10,842-100.0% | $9,163-100.0% |
| Participant deferral / active EE | $0 | $10,032-100.0% | $9,137-100.0% | $6,032-100.0% |
| Admin fee / account holder | $1,429 | $20,326-93.0% | $19,920-92.8% | $28,147-94.9% |