Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF NATIONAL CENTER FOR YOUTH LAW

Name: NATIONAL CENTER FOR YOUTH LAW - 403(B) THRIFT PLAN FOR EMPLOYEES OF NATIONAL CENTER FOR YOUTH LAW (2025) Form 5500
Creator: NATIONAL CENTER FOR YOUTH LAW
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF NATIONAL CENTER FOR YOUTH LAW, NATIONAL CENTER FOR YOUTH LAW

NATIONAL CENTER FOR YOUTH LAWEIN 94-2506933Plan #001PY 2025

1212 BROADWAY STE 600 - OAKLAND, CA 946121805510-835-8098youthlaw.orgLinkedIn51-200 employeescivic & social organization

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$14.5M

+15.2% from 2024

Total participants

172

-3.9% from 2024

Average account balance

$85,763

+20.0% from 2024

Annual return

14.75%

+1.23 pp from 2024

Benchmarks

See 20,558 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort20,558 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.49M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

169

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.08M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$11

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP7 years Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Claims processing; Recordkeeping and ...	$1,787

Plan features & details

Pension benefit codes2G3D2J2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$2K

$24 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.012%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HARRINGTON GROUP
Auditor EIN: 814674186
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$85,763

$106,749-19.7%

$145,433-41.0%

$82,448+4.0%

Participation rate

96.1%

75.6%+20.4pp

82.1%+13.9pp

68.1%+28.0pp

Annual return

14.75%

27.59%-12.8pp

66.58%-51.8pp

41.64%-26.9pp

Employer contribution / active EE

$5,065

$3,444+47.1%

$4,554+11.2%

$2,551+98.6%

Participant deferral / active EE

$9,098

$6,519+39.6%

$7,897+15.2%

$4,139+119.8%

Admin fee / account holder

$11

$8,390-99.9%

$13,129-99.9%

$7,234-99.9%

Provider

Service type

Compensation

MUTUAL OF AMERICA INVESTMENT CORP7 years

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Claims processing; Recordkeeping and ...

$1,787

403(B) THRIFT PLAN FOR EMPLOYEES OF NATIONAL CENTER FOR YOUTH LAW

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF NATIONAL CENTER FOR YOUTH LAW

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion