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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,344 | $102,422+152.2% | $147,117+75.6% | $80,959+219.1% |
| Participation rate | 98.1% | 75.9%+22.3pp | 82.2%+16.0pp | 67.7%+30.5pp |
| Annual return | 10.42% | 135.16%-124.7pp | 420.54%-410.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $5,474 | $3,717+47.3% | $4,932+11.0% | $2,757+98.5% |
| Participant deferral / active EE | $12,697 | $6,652+90.9% | $8,065+57.4% | $4,300+195.3% |
| Admin fee / account holder | $148,220 | $7,953+1763.6% | $12,993+1040.8% | $6,925+2040.3% |