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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,344 | $102,382+152.3% | $147,005+75.7% | $80,874+219.4% |
| Participation rate | 98.1% | 75.8%+22.3pp | 82.2%+16.0pp | 67.6%+30.5pp |
| Annual return | 10.42% | 134.89%-124.5pp | 418.76%-408.3pp | 35.62%-25.2pp |
| Employer contribution / active EE | $5,474 | $3,715+47.4% | $4,934+10.9% | $2,756+98.6% |
| Participant deferral / active EE | $12,697 | $6,646+91.0% | $8,070+57.3% | $4,297+195.5% |
| Admin fee / account holder | $148,220 | $7,942+1766.2% | $13,006+1039.6% | $6,935+2037.2% |