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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,510 | $73,787-9.9% | $98,716-32.6% | $82,448-19.3% |
| Participation rate | 71.4% | 61.4%+10.0pp | 69.3%+2.1pp | 68.1%+3.4pp |
| Annual return | 17.73% | 18.57%-0.8pp | 31.81%-14.1pp | 41.64%-23.9pp |
| Employer contribution / active EE | $0 | $1,511-100.0% | $2,279-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,516 | $3,081-18.3% | $4,048-37.8% | $4,139-39.2% |
| Admin fee / account holder | $1,048 | $6,500-83.9% | $8,703-88.0% | $7,234-85.5% |