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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,251 | $81,276+1.2% | $155,574-47.1% | $80,925+1.6% |
| Participation rate | 83.3% | 66.2%+17.1pp | 78.2%+5.1pp | 67.7%+15.7pp |
| Annual return | 7.63% | 33.36%-25.7pp | 64.87%-57.2pp | 35.65%-28.0pp |
| Employer contribution / active EE | $3,189 | $3,103+2.8% | $4,676-31.8% | $2,756+15.7% |
| Participant deferral / active EE | $3,794 | $3,453+9.9% | $5,629-32.6% | $4,299-11.7% |
| Admin fee / account holder | $7,279 | $7,993-8.9% | $15,914-54.3% | $6,940+4.9% |