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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,251 | $81,358+1.1% | $155,556-47.1% | $80,959+1.6% |
| Participation rate | 83.3% | 66.3%+17.1pp | 78.2%+5.1pp | 67.7%+15.7pp |
| Annual return | 7.63% | 33.39%-25.8pp | 64.84%-57.2pp | 35.67%-28.0pp |
| Employer contribution / active EE | $3,189 | $3,106+2.6% | $4,675-31.8% | $2,757+15.6% |
| Participant deferral / active EE | $3,794 | $3,455+9.8% | $5,631-32.6% | $4,300-11.8% |
| Admin fee / account holder | $7,279 | $7,994-8.9% | $15,885-54.2% | $6,925+5.1% |