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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,679 | $111,535+41.4% | $105,223+49.9% | $137,256+14.9% |
| Participation rate | 93.8% | 78.1%+15.7pp | 75.0%+18.7pp | 80.0%+13.8pp |
| Annual return | 11.34% | 237.85%-226.5pp | 180.65%-169.3pp | 220.34%-209.0pp |
| Employer contribution / active EE | $7,343 | $3,939+86.4% | $3,689+99.1% | $4,156+76.7% |
| Participant deferral / active EE | $10,458 | $5,500+90.2% | $5,072+106.2% | $6,407+63.2% |
| Admin fee / account holder | $54,276 | $9,721+458.3% | $8,859+512.7% | $12,270+342.3% |