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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,611 | $154,228+54.1% | $145,433+63.4% | $137,256+73.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 6.09% | 74.59%-68.5pp | 66.58%-60.5pp | 220.34%-214.3pp |
| Employer contribution / active EE | $7,118 | $4,804+48.2% | $4,554+56.3% | $4,156+71.3% |
| Participant deferral / active EE | $11,378 | $8,216+38.5% | $7,897+44.1% | $6,407+77.6% |
| Admin fee / account holder | $3,331 | $14,344-76.8% | $13,129-74.6% | $12,270-72.9% |