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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,341 | $81,233+369.4% | $155,567+145.1% | $80,874+371.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 28.48% | 33.33%-4.8pp | 64.74%-36.3pp | 35.62%-7.1pp |
| Employer contribution / active EE | $15,087 | $3,101+386.5% | $4,674+222.8% | $2,756+447.5% |
| Participant deferral / active EE | $1,900 | $3,452-45.0% | $5,628-66.2% | $4,297-55.8% |
| Admin fee / account holder | $8,590 | $7,998+7.4% | $15,916-46.0% | $6,935+23.9% |