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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,341 | $81,358+368.7% | $155,556+145.1% | $80,959+371.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 28.48% | 33.39%-4.9pp | 64.84%-36.4pp | 35.67%-7.2pp |
| Employer contribution / active EE | $15,087 | $3,106+385.7% | $4,675+222.7% | $2,757+447.2% |
| Participant deferral / active EE | $1,900 | $3,455-45.0% | $5,631-66.3% | $4,300-55.8% |
| Admin fee / account holder | $8,590 | $7,994+7.5% | $15,885-45.9% | $6,925+24.0% |