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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,735 | $183,539+79.7% | $155,556+112.0% | $145,897+126.0% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 11.61% | 61.31%-49.7pp | 64.84%-53.2pp | 552.29%-540.7pp |
| Employer contribution / active EE | $21,067 | $5,315+296.4% | $4,675+350.6% | $4,663+351.8% |
| Participant deferral / active EE | $9,478 | $6,467+46.6% | $5,631+68.3% | $6,689+41.7% |
| Admin fee / account holder | $32,213 | $19,275+67.1% | $15,885+102.8% | $13,390+140.6% |