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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,309 | $47,479+50.2% | $62,929+13.3% | $82,448-13.5% |
| Participation rate | 81.4% | 66.9%+14.5pp | 73.1%+8.3pp | 68.1%+13.3pp |
| Annual return | 10.34% | 20.34%-10.0pp | 1063.93%-1053.6pp | 41.64%-31.3pp |
| Employer contribution / active EE | $2,468 | $1,885+30.9% | $2,505-1.4% | $2,551-3.2% |
| Participant deferral / active EE | $4,104 | $2,870+43.0% | $3,888+5.6% | $4,139-0.8% |
| Admin fee / account holder | $18,557 | $3,804+387.9% | $5,065+266.4% | $7,234+156.5% |