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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,527 | $48,337+66.6% | $67,560+19.2% | $80,959-0.5% |
| Participation rate | 91.9% | 66.4%+25.5pp | 72.9%+19.0pp | 67.7%+24.2pp |
| Annual return | 13.19% | 18.26%-5.1pp | 3533.50%-3520.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $2,655 | $2,023+31.3% | $2,737-3.0% | $2,757-3.7% |
| Participant deferral / active EE | $4,831 | $2,928+65.0% | $4,004+20.7% | $4,300+12.3% |
| Admin fee / account holder | $7,748 | $3,695+109.7% | $3,994+94.0% | $6,925+11.9% |