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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,113 | $87,106-41.3% | $105,607-51.6% | $80,935-36.8% |
| Participation rate | 60.0% | 70.4%-10.4pp | 75.3%-15.3pp | 67.7%-7.7pp |
| Annual return | 12.99% | 17.01%-4.0pp | 116.11%-103.1pp | 35.66%-22.7pp |
| Employer contribution / active EE | $1,329 | $2,396-44.5% | $3,167-58.0% | $2,757-51.8% |
| Participant deferral / active EE | $2,658 | $3,986-33.3% | $5,011-47.0% | $4,299-38.2% |
| Admin fee / account holder | $1,282 | $8,447-84.8% | $10,958-88.3% | $6,924-81.5% |