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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,875 | $90,397-40.4% | $76,002-29.1% | $145,959-63.1% |
| Participation rate | 76.9% | 74.5%+2.4pp | 69.1%+7.8pp | 80.3%-3.4pp |
| Annual return | 6.43% | 621.97%-615.5pp | 360.07%-353.6pp | 561.95%-555.5pp |
| Employer contribution / active EE | $1,534 | $3,317-53.8% | $2,688-42.9% | $4,661-67.1% |
| Participant deferral / active EE | $2,212 | $5,163-57.2% | $4,257-48.0% | $6,689-66.9% |
| Admin fee / account holder | $3,629 | $8,369-56.6% | $6,414-43.4% | $13,398-72.9% |