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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $916,775 | $106,524+760.6% | $152,301+501.9% | $87,485+947.9% |
| Participation rate | 77.8% | 75.8%+2.0pp | 82.4%-4.7pp | 68.9%+8.8pp |
| Annual return | 13.74% | 26.89%-13.2pp | 80.50%-66.8pp | 26.06%-12.3pp |
| Employer contribution / active EE | $28,428 | $3,371+743.2% | $4,624+514.7% | $2,596+995.0% |
| Participant deferral / active EE | $1,528 | $6,525-76.6% | $8,004-80.9% | $4,274-64.3% |
| Admin fee / account holder | $6,647 | $8,287-19.8% | $14,398-53.8% | $7,775-14.5% |