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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $916,775 | $106,749+758.8% | $145,433+530.4% | $82,448+1011.9% |
| Participation rate | 77.8% | 75.6%+2.1pp | 82.1%-4.3pp | 68.1%+9.7pp |
| Annual return | 13.74% | 27.59%-13.9pp | 66.58%-52.8pp | 41.64%-27.9pp |
| Employer contribution / active EE | $28,428 | $3,444+725.3% | $4,554+524.2% | $2,551+1014.4% |
| Participant deferral / active EE | $1,528 | $6,519-76.6% | $7,897-80.7% | $4,139-63.1% |
| Admin fee / account holder | $6,647 | $8,390-20.8% | $13,129-49.4% | $7,234-8.1% |